Medical malpractice insurance is a type of professional indemnity insurance that covers medical professionals against claims of medical injury and negligence. Doctors, nurses, paramedics, and other health professionals often purchase medical malpractice insurance policies to protect against certain claims and damages. Sometimes called Med Mal or medical liability insurance, this type of policy can also protect a lawyer if a case goes to court. We know that your job is to take care of your patients and your customers.
Our mission is to provide the coverage you need. GEICO Insurance Company has partnered with Berxi, part of the Berkshire Hathaway Specialty Insurance Company, to make insurance easier for you. Together, we're ready to help with affordable insurance, same-day coverage, 24/7 access to your online account, and a dedicated medical malpractice team. Get your medical malpractice insurance claim fast and free today.
Who needs medical malpractice insurance?
Medical malpractice coverage is important for medical and health professionals. Berxi offers the following performance insurance policies:
- Nursing staff
- Health care providers
- Licensed Practical Nurses
- Yoga teachers
- Private tutors
- Physician assistants
- Registered nurse anesthetists (CRNA)
- Registered Nurses
- Ophthalmologists
- Nursing students and more
You have worked hard to build your reputation. Make sure you have the protection you need. Berxi's team of trained professionals will be there when you need them.
Related: Best Life Insurance For Seniors Aged 50 to 85
How much does medical malpractice insurance cost?
The cost of malpractice insurance depends on factors such as:
- Professional specialization
- years of experience
- How often do you work?
- Any claim is first filed against you
What does health insurance cover?
Medical malpractice insurance covers legal claims due to allegations of negligence and wrongdoing. Berxi offers medical malpractice insurance options including variable coverage limits and flexible payment plans.
The most common medical malpractice coverage offered by Berxi is:
Healthcare facility coverage
Medical Malpractice Coverage
Protection against claims of negligence or error causing injury to others.
Defense attorney
If a covered charge is filed against you, this will give you an experienced medical malpractice attorney. It also pays related defense costs (eg attorney fees, court fees, expert witness fees).
Universal coverage
Your policy travels with you, as long as the claim is brought to you in the United States (including US territory or possessions). A good Samaritan blanket.
If you provide health care to someone outside of your workplace and that person files a lawsuit against you, your policy will still be valid.
Sexual harassment/abuse
If a sexual offense (non-criminal) is charged against you, this allows an attorney to represent you and pay the defense fee - unless or until the sexual offense or abuse is determined.
Automatic coverage extension
- Information Privacy Policy
- Copyright protection
- Plaintiff's loss
- Representation of deposits
- Title coverage
What is "excess" medical malpractice insurance and how do they work?
Coverage limits for medical malpractice insurance are similar to what you might find on your auto insurance policy. Health limits are divided into two categories shown below:
Example: $1 million/$3 million
- The first number ($1 million) is the amount your policy will pay for each claim.
- The second number ($3 million) is the total amount your policy will cover for each policy year.
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